Dreamerkid.com

Christianity a crime? What will you do about it?

Dec 10

DMAtrocity Watch, Fight Evil, Online Safety, Spiritual No Comments

Honor Killing – The horror and the sorrow.

Sep 04

DMAtrocity Watch, Fight Evil, Online Safety No Comments

Honor killing · Islam
From Wikipedia, the free encyclopedia

An honor killing (also called a customary killing) is the murder of a family or clan member by one or more fellow family members, where the murderers (and potentially the wider community) believe the victim to have brought dishonor upon the family, clan, or community. This perceived dishonor is normally the result of (a) utilizing dress codes unacceptable to the family or (b) engaging in certain sexual acts. These killings result from the perception that defense of honor justifies killing a person whose behavior dishonors their clan or family. Honor killing is mostly widespread in Islamic countries or countries with predominantly Muslim population.

THERE IS NO HONOR IN HONOR KILLING.
Stop Honor Killing. Stop the practice of religion sanctioned murder.

Protection against credit card fraud.

Jul 12

DMOnline Safety, PC Help, Time Management No Comments

I spent 4 hours on the telephone yesterday. 4 HOURS!!!

Not because I wanted to. Because my identity was used to make fraudulent purchases.

I know that I am not alone in this, did you know that…

30.2 Million Americans – 13.5 Percent of U.S. Adults – Fell Victim to Fraud… in one year.

To me that means, I am not alone, perhaps you have been duped by online, credit card, or another type of fraud.

Here is what you can do to get back on track.

Step 1. Don’t point fingers at yourself or the family member who was conned, or was duped. You didn’t go out and ask to be duped. Start focusing your energy on solutions and future fraud prevention.

Step 2. Expect it will take time, and be a lingering problem that requires your focus. But know that if you are careful you can safeguard against future attacks and have a procedure in place. Don’t give up. And don’t take your frustration out on the people helping you. (credit card representatives… trust me I had to be careful of that because to many of them they make $10 an hour and if they solve your problem or not, they still get their paycheck)

Step 3. For future protection be aware of the common frauds. And use the internet to research customer dealings with companies.

The top 10 frauds listed in the FTC report include:
* Fraudulent Weight-Loss Products (4.8 million victims)
* Foreign Lottery Scams (3.2 million victims)
* Unauthorized Billing – Buyers Clubs (3.2 million victims)
* Prize Promotions (2.7 million victims)
* Work-at-Home Programs (2.4 million victims)
* Credit Card Insurance (2.1 million victims)
* Unauthorized Billing – Internet Services (1.8 million victims)
* Advance-Fee Loans (1.7 million victims)
* Credit Repair Scams (1.2 million victims)
* Business Opportunities (.8 million victims)

And when it comes to your business dealings, watch these types of things very closely. It’s safer to go to and through a local establishment that has proven reputability, rather than ordering from some random e-mail.

Use the checklist below to secure yourself after and before a hack or fraud takes place.

Checklist to protect yourself if you have been hacked or scammed.

Stop communication with the scammers (In some cases, you might not be in touch with them)

Clean your PC!!! Spyware and viruses make you vulnerable. [ Click Here for Free Cleaning apps ]

Use a firewall when surfing the web. - Hides your online activity from hackers/fraud artists.

Change every password you have online and offline. [ Make a master list to keep in a safe place]

Clean your cookies and temp files with a program like Ccleaner Slim a free junk file cleaner.

If you do online bidding and auction, attempt close the accounts and start new ones. Many companies will allow you to do this to prevent further access to your bank and other accounts.

Alert your bank, or other institution of the scam so they can help you. Call the number on the back of your credit card, or bank statement and ask to speak with fraud department, and find out what your options are to get things fixed. Usually they are helpful but BE PREPARED TO BE ON THE PHONE FOR AWHILW. And don’t stress over this. Just look at it as future protection.

Online and offline – PAY SUPER CLOSE ATTENTION TO YOUR SPENDING. And check your accounts weekly so that you can spot any further fishy activity.

NEVER give your password out via e-mail, or phone solicitations. (Unless you contact that organization) from an official statement or resource.

IF YOU NOTICE YOUR MONEY IS MISSING, or EXTRA MONEY ADDED to your account, contact your bank IMMEDIATELY! This will allow most banks and companies to reverse the fraudulent charges quickly. But if you wait 3 months then deal with it, it will be more complex! Extra money could mean your account is being used for money laundering! You could be liable for it if you do nothing!

This next step is critical. NEVER give copies of your Passport, National Identity Card, Driver’s License/Permit, Social Security Card (fraud-flag), Student ID, Employer ID Or any other kind of ID gov. issued to companies besides established and known Banks and Government agencies.

[ If you have been scammed like this ... follow these steps.]
File a report with local law enforcement immediately so there is a record that your information may be used in fraudulent activity. This might be difficult, but worth it so that you can defend yourself in possible future scams.

Visit these sites for help:
Scam Help

Governments ID theft site.

IF they send you any checks or money notify authorities and DO NOT cash them!

Monitor your credit. Use a service like www.freecreditreport.com to monitor your credit and make sure fraud does not appear on your credit.

THE BIGGEST WEAPON IN ANTI-FRAUD is PREVENTION! Follow these steps and pay close attention, and you should be able to fight fraud and not be overwhelmed by the severity of it. Good luck, follow your dreams, I am cheering for you! You can do it!

-Dreamerkid.

Writing these blogs takes a lot of coffee power, you could buy me a coffee if you found this helpful… please use the link below and donate whatever you feel this article is worth.